HDFC Bank is one of the leading financial institutions in India. Recently the bank has announced ‘Festive Treats’ for all its customers. These special offers have been made applicable to all its banking products. Both businesses, as well as retail customers, will be eligible for these discount offers which are given on all of their financial solutions. The offers given by the banks make it a good time for individuals who want to opt for different kinds of loans. Moreover, the HDFC personal loan interest rate is really competitive and a viable option for a personal loan.
HDFC Bank bumper offer on personal loan
HDFC Bank has announced a mega discount on its personal loan during this festive season, making it the best time to apply for a personal loan. The bank has reduced the processing charges of the personnel by 50%. Moreover, the EMI has been reduced to Rs. 2149 for every one lakh. If you meet all the personal loan eligibility criteria, the bank will easily approve this loan. Other than this, HDFC Bank’s personal loan comes with certain impressive benefits which are given below.
Benefits
- HDFC offers a personal loan of up to Rs. 40 lakhs.
- The bank offers a flexible repayment tenure that lies between 1 year to 5 years.
- HDFC personal loan interest rate is as low as 10.75% p.a.
- HDFC offers the Sarv Suraksha Pro scheme to shield the personal loan of borrowers from unforeseen events.
- Availing a personal loan from HDFC is quick and involves no hassle.
HDFC Bank bumper offer on credit cards
The Festive treat is also applicable for HDFC Bank card users. HDFC is offering discounts to both debit and credit card users. The bank has given the offer over 1000 brands to enable shoppers to fulfil their shopping desires. Moreover, the bank has collaborated with many brands and is offering cashback rewards of up to 15%. Additionally, the HDFC credit card offers the following attractive benefits.
Benefits
- HDFC has a vast range of credit cards for different kinds of individuals.
- HDFC credit cards are accepted across the world.
- HDFC credit cards are safe to use, as, in case of fraud the money will not be deducted instantly from the account. The cardholder has to first inform the bank so that they can resolve the issue before the deduction takes place.
- HDFC credit cards offer a lot of attractive benefits to its users such as cash back, gift vouchers and so on.
- HDFC credit cards offer health and vehicle insurance.
HDFC Bank bumper offer on business loan
HDFC has slashed the processing charges on business loans by 50%. Apart from that HDFC business loans come with added benefits such as the one given below.
Benefits
- HDFC bank offers a loan amount of up to Rs. 75 lakhs to business owners.
- The interest rate on this kind of loan is 13% and above.
- The loan repayment period is quite flexible and can be extended up to 4 years.
- The bank allows prepayment of loans only after paying 6 monthly instalments.
- The bank does not ask for any kind of collateral.
- The bank processes the loan very quickly.
- Applying for a business loan in HDFC bank requires minimal paperwork.
- The entire process is extremely speedy and hassle-free.
HDFC Bank bumper offer on auto loan
HDFC Bank is giving mega offers on car and two-wheeler loans for all those who are planning to buy a car or a bike. The bank is offering a 50% discount on the processing fee of car loans. Moreover, the EMI has been reduced to Rs. 1111 for every one lakh. Additionally, the bank is charging no foreclosure fee for car loans.
For two-wheeler loans, the bank has zeroed down its processing fee. Moreover, the bank has reduced the down payment to Rs. 1999 and EMI by 25%. Other than these, HDFC auto loans come with certain exciting benefits which are given below.
Benefits
- The bank provides 100% financing of the on-road price.
- The EMIs are quite budget-friendly.
- The loan disbursal is quite quick.
- The documentation is minimal.
- The bank has the option of health insurance.
HDFC Bank’s mega offers were announced keeping those in mind who are in need of it but cannot avail it due to existing financial burdens. The pandemic has brought the world on its heels and in such difficult situations, people need a hand for help. Hence, these mega offers can come to their rescue. However, before applying for any of these loans, it is important to find out about the eligibility criteria. This factor is the most important one for loan approval. Besides, if you are planning to apply for a personal loan, try to maintain a good credit score. As a credit score above 800 is given more preference than having lesser than 800.
