10 Tips for choosing travel insurance

1. Assess what type of coverage you need

Search for the costs of some medical procedures in the destination country, such as the cost of a medical consultation, daily hospital and surgical intervention.

2. Analyze all coverages offered by the chosen insurance

The main coverages offer insurance in case of accidental death and medical assistance, but the most comprehensive health insurances even provide other important coverages, such as for trip cancellation, loss and delay of luggage, medication, dental assistance, repatriation, length of hospital stay and daily rates at hotels, round trip tickets for a family member, legal assistance, among others.

3. Compare different travel insurance

On travel insurance website you can quickly and easily make a detailed comparison of the prices of different insurance offered, analyzing which one has the best cost benefit for your trip.

When searching, you choose the destination of the trip and its duration. The insurance available is classified by the best cost benefit (but you can choose another form of classification) and you can compare the coverage of one.

4. See if insurance is mandatory in the country (or region) of destination

In some countries, travel insurance is mandatory. Most of the countries with mandatory travel insurance are in Europe and are signatories to the Schengen Treaty, which establishes the mandatory contracting of travel insurance with a minimum value of € 30,000 euros for all tourists.

Cuba and Australia also have mandatory travel insurance. In Cuba, the minimum coverage is US $ 10,000 for medical assistance, and Australia requires travel assistance, but does not stipulate a minimum amount.

5. Check if the insurance has medical assistance for sports

Not all insurance offers this type of assistance. Therefore, if you are going to practice any sport, look for insurance that offer this type of coverage.

Tips for Finding Cheap Travel Insurance

6. Compare different travel insurance plans

On the website of the travel insurance, you can quickly and easily make a detailed comparison of the prices of different insurance offered, analyzing which one has the best cost benefit for your trip.

Also, search for the costs of some medical procedures in the destination country, such as the cost of a medical consultation, daily hospital and surgical intervention.

6. See details of travel insurance coverage for each plan

Search for the costs of some medical procedures in the destination country, such as the cost of a medical consultation, daily hospital and surgical intervention. Thus, you will have a sense of how much you may have to pay in the event of an eventuality.

Carefully analyze all the coverage offered by the chosen insurance. If you plan to take a trip to play sports and enjoy new experiences like safaris, surfing or running marathons around the world, keep an eye on the coverage that travel insurance offers for events of this type.

7. See if the insurance is adapted to the profile of your trip

When choosing a travel insurance plan, keep in mind the itinerary you intend to carry out and the activities you intend to do at your destination. Traveling with children, playing sports, study exchanges, business trips, holidays with the family. Each trip requires a type of insurance.

8. Use a discount coupon

You can make your travel insurance cheaper using a discount coupon. With coupons, you guarantee up to 5% discount when hiring your travel insurance. Usually, World No mads is travel insurance that has discount codes such as “comfort5”

9. Choose to pay via credit card

Opting for payment via credit card is another tip to make your travel insurance cheaper and more reliable. This way, if you have any problem with the insurance, you can complain with you credit card and even get a reimbursement.

10. Do you travel frequently? Annual travel insurance may be the best option

You do not need to take out insurance for every international trip you take. With an Annual Multi Trip Travel Insurance plan, you can have up to 60% savings.

The Annual Travel Insurance meets the bureaucratic requirements of all countries, being valid anywhere in the world. Thus, you guarantee coverage for several trips of up to 30 or 60 days in duration, depending on the contracted plan, throughout the year.

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